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Bankrupcy is often less of a financial, emotional and social strain than dealing with collection agency calls, wage garnishment and the constant threat of lawsuits.

Bankrupcy is a federal court process that is designed to help consumers and businesses eliminate their money problems or repay them under the protection of the bankrupcy court.

It is not the ideal option for everyone, but for some people it provides a much needed new beginning. Bankrupcy is one way to get out of money problems. Bankrupcy is one effective way of dealing with bills you cannot pay. It has to be considered when an individual cannot pay their bills as they fall due.